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Stock quote: “"The garden suggests there might be a place where we can meet nature halfway." Well Balanced Vol. 29 is a round-up of topics helping you get today right.
By taking a comprehensive and strategic approach to retirement planning, women can proactively address challenges, optimize opportunities, and confidently pursue their dreams and goals in retirement.
We're committed to providing you with valuable insights to support your journey. Feel free to reach out if you have any questions or would like to discuss a specific decision you’re thinking about. We're here to help you navigate your financial landscape with confidence and clarity. (article)
A 1031 exchange effectively allows you to swap one real estate property with another similar property and, in doing so, defer capital gains taxes until later. This can help you avoid the taxes you would otherwise pay on the sale of an investment property today.
We discuss the essential components of a fulfilling retirement. PUSH stands for Purpose, Use of Time, Social Connection, and Health. These four ideas intertwine to create a rich and rewarding post-career life. Our podcast explores practical examples from our clients at Vector Wealth Management, who find joy and satisfaction in balancing leisure with meaningful activities. (podcast)
When it comes to investing, investors rarely experience the average. Take the long-term return of the stock market for example, it averages around 10 percent per year. A statistic you may find interesting is that during 92 of the last 98 years, markets did not return the average.
Sharon and Suzy explore how scammers exploit emotions like urgency, trust, and fear to manipulate individuals into revealing sensitive information. Discover key insights on how to recognize and protect yourself from these deceptive tactics. (podcast)
We discuss the influence of a global election year on the markets and examine the S&P 500’s climb to new heights. We also get into the resilience of the labor market and explore expanding market breadth. (podcast)
David Moser, wealth advisor at Vector Wealth, discusses the implications of missing just the ten best days in the market over 20 years. We look at a recent 20-year period of the S&P 500 stock index and find that its performance was halved from 9.8% annualized. (podcast)
Stock quote: “If you want to build a ship, don’t drum up the men to gather wood, divide the work, and give orders. Instead, teach them to yearn for the vast and endless sea.” Well Balanced Vol. 28 is a round-up of topics helping you get today right.
In the discussion, we focus on the significance of scenario planning for financial well-being. By evaluating different financial decisions and their effects on long-term plans, individuals can make more informed choices, with the end-goal of finding greater clarity and confidence in their financial journey. (podcast)
Are annuities a boon or a bane for your portfolio? When is it wise to hold onto an annuity, and when might it be time to let go? Vector’s Mike Nesheim discusses annuities. (podcast)
This week’s podcast is a discussion focused on the balance between holding cash and long-term investments. We compare investment strategies for individuals and large-scale entities given the backdrop of potential interest rate cuts by the Federal Reserve.
Stock quote: Is everything connected, so that events create resonances like ripples across a net? Or do things merely co-occur and we give meaning to these co-occurrences?” Well Balanced Vol. 27 is a round-up of topics helping you get today right.
Sharon Calhoun, managing director at Vector, is joined by senior housing counselors Liz Rue and Lisa Woltrang from Folkestone in Wayzata. In this podcast, they emphasize the necessity of discussing transitions during times of calm rather than crisis, allowing for thoughtful decision-making.
Of the $34 trillion of US debt outstanding, around 30 percent is expected to be refinanced at potentially higher rates in 2024. We discuss the implications of a trillion dollar interest payment alongside the Fed’s mandate of stable prices through the setting of interest rate policy.
Vector Wealth Management is proud to support ‘Inside Senior Living,’ a docu-series that explores aging. The series, set to premiere in 2024, delves into the lives of seniors and their families as they navigate the complexities of aging and make crucial decisions about their living arrangements.
Knowing your business’s valuation today could be more helpful than you think. Your valuation can help inform your future plans, growth opportunities, and when the time comes, how much someone else might be willing to pay for your company
In the 4th quarter, we saw a commendable performance from both the stock and bond markets, with returns ranging from 8-12% for stocks and 5-6% for bonds. This was a strong finish to the year and a reflection of the resilience in the markets.
In-depth discussion of several themes focused on markets and the economy. Topics include: Q4 Performance, the Magnificent 7, and Interest Rates. (Video & Podcast)
There are still plenty of birthdays over 50 that have significant financial importance. Keep in mind these upcoming birthdays and how they could impact your financial decisions.
Stock quote: “The beginning is the most important part of the work.” Well Balanced Vol. 26 is a round-up of topics helping you get today right.
As we approach the end of 2023, it's a fitting time to reflect on a few financial trends that have shaped the year. Our latest conversation provides insights into three core areas: interest rates, inflation, and stock market performance.
Recently, the IRS announced there will be some changes to the 2024 tax year that could impact your retirement savings. Here’s what you need to know.
Indicators, Fed-speak, and short-term sentiment trackers are helpful directionally and at times can play a part in asset allocation and planning. The much larger and more significant consideration is how you plan to spend your time and use your money.
The U.S. unemployment rate is 3.7%, a decrease from the previous month's 3.9%. This unexpected increase in employment is a double-edged sword, as it brings with it potential wage-price pressures.
Planning ahead empowers us to face unafraid the [financial] plans that we've made. Also, Santa rallies and cyclical trends. (video)
Stock quote: “Invention, my dear friends, is 93% perspiration, 6% electricity, 4% evaporation, and 2% butterscotch ripple.” Well Balanced Vol. 25 is a round-up of topics helping you get today right.
5 Strategies for Giving. Your charitable giving means a lot to those who need it. At the same time, no one said giving can’t benefit you as well, so remember to take advantage of financial benefits like tax deductions.
Despite current elevated grocery prices, Walmart's CEO Doug McMillon indicates a possible shift towards deflation. We discuss terms like disinflation, deflation, and inflation as we approach the 2023 holiday shopping season.